Our technology powers efficient and profitable small business lending


We are small business owners, finance professionals and technology enthusiasts building a better, more efficient way for small businesses to access capital to help them grow and manage their businesses.

But lending is just the beginning - we are a building a company to empower banks with the tools they need to thrive.

Kunal Sehgal

Kunal is our Founder and CEO. Thrive is the culmination of his experiences in finance, small business and technology. Previously, Kunal was an investment banker focusing on the media and technology industries and also spent time at Venmo, a leading mobile payments company. Kunal and his twin sister founded a chain of health conscious restaurants that continue to nourish its customers in the city of brotherly love, Philadelphia. Physics, astronomy, travel and fitness are his passions.

Ke Zhu

Ke is our Co-Founder and CTO. Previously, Ke was a Lead Senior Software Engineer at Prosper marketplace where he helped the lending platform scale to more than $100 million in monthly origination volume. When he is not tinkering with technologies, he enjoys outdoor activities such as camping, biking and skiing. Ke is also a die-hard Houston Rockets and Texans fan.